Golf & Country Clubs

Golf & Country Clubs

PREFERRED CLUB is the only club insurance provider trusted with underwriting authority from or proprietary access to three A.M. Best A-rated or better carriers, which enables our underwriters to accommodate the broadest spectrum of risks in the golf industry with all lines coverage. Our multi-carrier access maximizes the chances that we'll have the right fit for your club.

Our program features

  • Unparalleled risk management services for the club industry
  • Access to multiple, highly-rated insurance carriers:
    • Zurich in North America
    • Chubb Group of Insurance Companies
    • Allied World Assurance Company
    • RSUI
    • USLI
    • Monitor Liability Managers, LLC
  • Available in all states.

Eligible Risks

  • Private golf & country clubs
  • Semi-private clubs
  • Daily-fee courses
  • Social clubs
  • Tennis clubs
  • Private golf communities
  • Homeowners associations
  • Golf management companies

Coverage : Club Packages

Preferred Club Provides:

  • Property coverage for business interruption with unlimited extended indemnity
  • Agreed value for building and personal property
  • General Liability forms designed exclusively for the golf & club industry
  • Covers members’ Property
  • Herbicide and pesticide with full Pollution options
  • $1 million to $2.5 million tee-to-green coverage including all playing surfaces with wind peril
  • Liquor Liability
  • Errant ball coverage

Workers' Compensation

We offer the club industry’s leading Workers’ Compensation solution, featuring:

  • Premier risk management and loss control program.
  • Highest level of customer satisfaction for claims resolution. (Source: Goldman Sachs, April 2009)
  • Access to Managed Care, drug-free, and state-specific credits where available
  • Various payment plan options

D&O Liability

The Preferred Club Program provides Directors & Officers Liability including:

  • Full Employment Practice Liability (EPL) coverage with options to cover up to Umbrella limits
  • Broad Form with separate limits and aggregates for D&O and EPL
  • A.M. Best A++ XV Financial stability

Cyber Risk & Privacy Liability

Our Cyber/Privacy Liability product provides:

  • Limits to $2 million

Umbrella Liability

Our mono-line Umbrella Liability product provides:

  • Up to $25 million limits (and higher where necessary)
  • Ability to sit atop ANY primary club insurer with an A.M. Best A- VI rating or better
  • Ability to sit atop EPL and D&O policies (up to $10 million sub-limit)
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