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NEWS

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Jun 26
2012

June 26 2012
Supreme Court to Rule Thursday on Health Care
The U.S. Supreme Court will rule Thursday June 28th, on the constitutionality of the sweeping health care law championed by President Barack Obama. The Supreme Court heard three days of politically charged hearings in March on the 2010 Patient Protection and Affordable Care Act, a landmark but controversial measure passed by congressional Democrats despite Republican opposition. The challenge focused primarily on the law's requirement that most Americans buy health insurance or pay a fine. Supporters of the plan argued the "individual mandate" is necessary for the system to work, while critics argued it is an unconstitutional intrusion on individual freedom. As the Supreme Court releases a ruling and supporting opinions there will be a period of time to analyze the impact of the decision. IBI will be providing a seminar to to offer some guidance and understanding of the impact for you and your business. The time frame for this meeting will largely depend on the scale of the ruling and accompanying guidance. Feel free to contact us with questions, but anticipate further guidance from us in the future.
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Jun 19
2012

June 19 2012
New Guidance on FSA and HSA Contributions Limits for 2013
The IRS has released new guidance regarding the limits on salary reduction for flexible spending arrangements inlcuding. In addition the new HSA limits for 2013 have been issued.
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Apr 01
2012

April 01 2012
Summary of Benefits and Coverage Notice Requirements
The U.S. Department of Labor (DOL) has released a new set of Frequently Asked Questions (FAQs) relating to the new summary of benefits and coverage (SBC) notice requirements under Health Care Reform. The FAQs, entitled “FAQs About the Affordable Care Act Implementation Part VIII,” were prepared jointly by the Departments of Health and Human Services, Labor and the Treasury.
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Jan 11
2012

January 11 2012
2012 HSA and FSA Changes
2012 HSA and FSA changes to know about. Many people are not aware of the changes that take place from year to year like contribution limits.
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Dec 01
2011

December 01 2011
Supreme Court Challenge over Health Care Reform
Arguments are expected in late February or early in March, with a court ruling in June. Four issues will be addressed including: constitutionality of the mandate, "Severability" of the mandate from the entire law, whether the mandate may be challenged prior to enforcement, and the constitutionality of the expansion of medicaid.
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Oct 13
2011

October 13 2011
New Amendment for Women's Preventative Care
The Department of Health and Human Services, commonly called HHS, recently added an update to the Interim Final Regulations for Women’s Preventative Care. This change applies to Non-Grandfathered plans starting on or following August 1, 2012.
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Jul 06
2011

July 06 2011
New Guidelines from the IRS on W2 Reporting of Health Care Costs
You may have heard that the IRS wants businesses to begin reporting employee Health Care benefits on employee W2s. For 2011 this is optional for ALL employers, in 2012 this is required for businesses that produce 250 or more W2s. The following video is from the IRS talking about your requirements. http://www.youtube.com/watch?v=TFepqFnEj5I
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Apr 12
2011

April 12 2011
Genetic Information Nondiscrimination Act Impacts Many Workplace Practices, Wellness Programs
GINA applies to employers with 15 or more employees. Its definition of “genetic information” includes not only genetic tests, genetic services and genetic research involving an individual employee and/or family members, but also the manifestation of a disease or disorder in an individual’s family medical history. Specifically, GINA prohibits the use of genetic information in employment decision making, restricts an employer’s deliberate acquisition of an employee’s genetic information, requires employee genetic information to be maintained as confidential, and strictly limits employers from disclosing such information.
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Jan 25
2011

January 25 2011    by Joel Mills
Start Planning Now for New W-2 Reporting Requirements
Employers need to be primed for the new W2 reporting requirement before the effective date, as IRS regulations have a “quirk” where former employees can request a W-2 from employers at any time during the year. By law, the previous employer only has 30 days to respond to the W-2 request. Essentially, this quirk means that employers should be ready to comply with the valuing health insurance provision by early 2012.
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Nov 16
2010

November 16 2010    by Joel Mills
Amendment Allows Employers To Switch Insurance Carriers And Retain Grandfathering
The new amendment enables an employer to offer the same heath coverage through a different health plan carrier, but still be able to retain their grandfathered status. However, the new coverage must be under a new insurer that doesn't involve a significant cost increase. And, the new coverage can not significantly decrease the benefit levels or otherwise violate any provision contained in the grandfathered-status regulations.
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