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Oct 01
2010

October 01 2010    by Joel Mills
Looking at the Near-term Financial Impact of Health Reform
A quarter of the nearly 800 employers surveyed said they expect compliance with the first round of health reform mandates included in the law to add at least another 3% to their projected 2011 plan costs. In addition the IRS has issued new guidance on over the counter drug expenses as related to cafeteria plans, HRA, and HSA's.
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Sep 16
2010

September 16 2010    by Joel Mills
Guidance Tells How to Maintain-or Lose-Grandfathered Status
The Internal Revenue Service, Department of Labor's Employee Benefits Security Administration and Department of Health and Human Services have jointly issued an interim final rule regarding grandfathered plans, in particular, what changes to grandfathered plans will and will not affect a plan's status.
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Aug 23
2010

August 23 2010    by Joel Mills
The Exchange: A Utah Solution for Utah Businesses
Offering affordable health insurance benefits has become an increasingly difficult proposition for businesses. The Utah Exchange allows Utah businesses to harness the power of defined contribution plans which offer multiple advantages for both employers and employees.
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Aug 02
2010

August 02 2010    by Joel Mills
Will Congress pass an extension for ARRA COBRA Subsidies?
As of the printing of this publication, Congress has not passed legislation to extend the ARRA COBRA subsidy program. Employees who were “involuntarily terminated” between September 1, 2008 and May 31, 2010 were eligible for “reduced COBRA premiums” (provided they met certain requirements). The program has been extended three times and employers just want to know if it will be extended again.
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Jul 28
2010

July 28 2010    by Joel Mills
IRS Issues Cafeteria Plan Guidance in Response to Healthcare Reform
Cafeteria plans are being altered at most companies thanks to the new rules issued by the Internal Revenue Service. If employees enroll their eligible dependents on their health insurance plans, the new cafeteria plan rules allow those employees to make immediate tax-free contributions.
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Apr 13
2010

April 13 2010    by Joel Mills
A Look at Healthcare Reform's Impact on Employers
On March 23, 2010, President Obama signed into law the Patient Protection and Affordable Care Act. Along with the Health Care and Education Reconciliation Act of 2010, this legislation will make significant changes to our current health care system.
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Jan 03
2010

January 03 2010
COBRA Subsidy Program Extended through February 2010
In late December 2009, President Obama signed into law changes to the COBRA premium subsidy law that was previously set to expire on December 31, 2009. The extension brings added compliance obligations for employers, as the program has been extended two months through Feb. 28, 2010, the subsidy period is expanded by 6 months to 15 months total and separate notice requirements apply.
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Oct 02
2009

October 02 2009
Economic Stimulus Measure Also Strengthens and Expands HIPAA’s Privacy Requirements
The economic stimulus package enacted earlier this year includes provisions that extend and strengthen the privacy requirements of the Health Insurance Portability and Accountability Act of 1996 (HIPAA). These changes significantly affect employer health plans, along with the various vendors and contractors that provide services to these plans.
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Jul 13
2009

July 13 2009
Law Protects College Students on Medical Leave
Under H.R. 2851—also known as Michelle’s law—group health plans or insurers may not terminate coverage of a dependent child who is eligible for coverage under a parent’s plan on the basis of being enrolled in a post-secondary educational institution, when that dependent takes a medically necessary leave of absence from school due to a serious illness or injury.
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Apr 02
2009

April 02 2009
CHIP Reauthorization Act Creates New Special Enrollment Rights, Notice and Disclosure Obligations For Employers
New special enrollment rights, along with notice and disclosure requirements for employers, are among the provisions in the Children’s Health Insurance Program (CHIP) Reauthorization Act of 2009, signed into law by President Obama on February 4, 2009. CHIP is the federal program that gives matching funds to states in order to provide health insurance to low income families with children. The Reauthorization Act expands the program, but is also including new special enrollment rights and notice and disclosure requirements for employers.
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